BEWARE OF VIRUS PANDEMIC SCAMMERS

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 It is an unfortunate fact of life that honest people are conned by crooks who want their victim’s money.  Years ago, I was once scammed out of $24 thousand American dollars.  After that, no scammers have ever coned me out of my money ever  again.

But these scumbags are still out there searching for unsuspecting victim of all ages. And now that there is the CVIF19 pandemic around the world, these scumbags are emerging like eggs from flies in piles of wet garbage.

Since today’s, global pandemic has trapped most of us inside our homes, we’re cut off from friends and family. Many are scared and lonely and worried about their jobs and the rent or their  mortgage, Which means, sadly, that they have never been riper targets for scammers and fraudsters looking to profit off everyone else’s’ collective misery.

The scams began as soon as news of a virus made its way out of China in January, and as COVID-19 spread, so did the scammers. And once you lose your money or information to a scammer, it’s far too late learn how to avoid the scammers. So today, I will attempt to arm you with information to identify frauds and protect yourself if you’re targeted by any of these scumbags.

First of all, if it sounds too good to be true, it is most likely a scam. 

There are numerous reports of people receiving emails and phone messages claiming that, for a price, they can buy products the government is supposedly keeping secret which is the cure for the coronavirus. Medical experts are working hard to find a coronavirus vaccine, but none currently exists at the time l published this article. 

Currently, there is no vaccine for the coronavirus. However, that hasn’t stopped scammers from trying to sell their fake vaccines to their victims.

As soon as stimulus packages were announced and approved, scammers quickly got to work sending out fake economic impact checks and asking consumers to pay fees to get their money earlier than what the IRS has promised.

These claims are false and open consumers to the risk of identity theft and outright theft of the funds in their bank accounts. Be wary as to who you write cheques to because once they have your cheque, they have your bank number, the name of your  bank and its address  and your signature.  Most home printers can recreate your cheques.

Many people are now working from home and con artists have stepped up their phishing scams. They may claim to be from an official department of the employer to offer IT support or claim that your employer has computer virus. They may use scare tactics, stating your computer will crash if you don’t act immediately.  hus, in an attempt by the scammer to gain access to your computer remotely, they will get  your personal or company’s information.

President Donald Trump has instituted several economic relief plans in the wake of the coronavirus outbreak. For example, he has waived student loan interest, stopped collection of student loan debt, and allowed borrowers to pause student loan payments for 60 days.

Apart of the emergency relief payments to Americans, scammers are tricking consumers into believing they must first pay a fee to receive financial support.

Here is a very good tip. Government officials do not phone people if the call wasn’t previously solicited by the person who is called. 

Here what I say to the scammer who says he is calling as an official in the government.

“Stick your statement up that place in your body where the sun doesn’t shine.” Then before the can scammer can reply, I say, “What part of that last statement  do you not understand?’  Then I immediately hang up the phone.  

The coronavirus outbreak is a time when charities need financial support. Now some of them are legit. But others are not. 

 Scammers use names that sound like real charities to trick donors and take advantage of their generosity. Scams take place by phone and online. Go to your phone book and phone the real charity  that is lited in the phone book. . If the one that calls you doesn’t have  the same number, it is a scammer who called you.  

The Federal Trade Commission (FTC), and many other law enforcement agencies, have been at the forefront of helping consumers. Here’s are some steps to take Never pay upfront to get money from the government. There is never a fee that  has to be paid.

The federal government can forgive student loans through programs such as public service loan forgiveness or income-driven repayment, for example. However, private companies cannot cancel student loan debt. However, you can refinance student loans for no fee and lower your interest rate to save money. For student loan refinancing, don’t ever pay a fee upfront because student loan refinancing has no fees.

It’s no secret that face masks are in high demand, both for consumers and healthcare professionals. Fortunately, my wife and I  each have face masks.  Our two daughters each gave us two of them for each of us. They also have face masks so when they go out to shop for food, they are protected. Their children don’t need them because they don’t go outside of their houses. 

 A scammer’s website sells masks to protect your face from the coronavirus and other infectious diseases. Consumers order the masks online, pay the product, and then never receive the merchandise. The company name often sounds similar to a legitimate mask company.

Christopher Parris promised that he could obtain “millions of genuine 3M masks” from domestic factories “when he knew that fulfilling the orders his victims paid him for would not be possible,

Currently, there is no vaccine for the coronavirus. However, that hasn’t stopped scammers from trying to sell fake vaccines even when  the real vaccines emerge. The scammers will try to sell their fake vaccines at a lower price

Again, here are steps for you  to take to protect yourself from the scammers.

1. Never pay upfront to get money from the government. There is never a fee.

2. The government will not call you to ask for personal information such as your bank account number, credit card number, Medicare number or Social Security Number.

3. The financial relief checks from the federal government are not even available yet. Anyone claiming they can get you money faster is a scammer.

4. If you feel you have been the victim of a coronavirus scam, you can contact your state attorney general.

legitimate. Use a credit card, rather than cash or check. Don’t share personal information online if you’re unsure of the charity.

6. No private student loan company will forgive your student loans. If any company promises to do so, it’s a scam.

7. The federal government can forgive student loans through programs such as public service loan forgiveness or income-driven repayment, for example. However, private companies cannot cancel student loan debt. However, you can refinance student loans for no fee and lower your interest rate to save money. For student loan refinancing, don’t ever pay a fee upfront because student loan refinancing has no fees.

Remember—gullibility is the dream of fools.

If you are looking for a nice place to live in Florida, I have some property in the middle of the Everglades swamp in Florida that I will sell you for a very cheap price. The upside of this deal is that you will have all the privacy you could possibly hope for since there will be no pesky nosey neighbours anywhere near you at all.